About us
You Don’t Need More Financial Information. You Need Clarity and Follow-Through.
I’m Patrick Murphy –
I help people make better financial decisions — and actually follow through.
Most people don’t have a financial problem.
They’re just not clear what to do next. Or they don’t follow through.
That’s what I fix.
Why This Approach Works
I’ve spent over 53 years in financial services.
I built and sold an award-winning financial planning firm.
But here’s what I learned:
Most people don’t fail because they lack information.
They fail because they don’t follow through.
That’s the real problem — and it’s the one I solve.
• No product pushing.
• No unnecessary complexity.
• No overwhelming reports.
Just clear thinking, practical structure, and a plan you’ll actually follow.
53+ years in financial services
Founder of Zen Wealth LLP (sold 2025)
Award-winning Financial Planner
Chartered Financial Planner | CFP™
Featured on BBC, Bloomberg, CNBC and national media
We Work With People
Who Feel Stuck — Not Broken
On paper, life may look fine.
But underneath that, something doesn’t feel right.
- Earning well — but still unsure if it is enough
- Sitting on savings — but not using them properly
- Busy building a life — but not sure where it is heading
- Avoiding decisions — because they do not want to get it wrong
They do not need more information.
They need clarity — and a way to follow through.
What You’ll Actually Get
Not another report. Not more noise. A simple structure to help you think clearly, make decisions, and follow through.
Clarity on where you are
A clear view of your current position — income, assets, direction — without complexity or confusion.
A plan that fits your life
Practical next steps based on what matters to you — not generic advice or product-driven solutions.
A way to follow through
Structure and accountability that help you actually implement decisions — not just think about them.
Takes 2–3 minutes. No pressure. Just a starting point.